Sign in the middle of vase water

Flood Risk Search

Flood Risk Search – The increasing need to complete a Flood Risk Search

The risk of flooding has now become a major concern for property owners. With major floods and damage seen across the country over the last few years and local examples within the Keighley and Aire Valley area.

Apart from actual damage that may be suffered when a home is flooded, it can now be difficult or impossible to obtain insurance cover against flood damage on properties in areas considered to be at high risk.

If insurance cover cannot be obtained, or only obtained on payment of high premiums, this will affect the value of a property. It will become difficult to get a mortgage on it which will in all likelihood further reduce its value.

It is therefore important for anyone buying a home to make sure that it is not going to be at risk from flooding.

This can apply to any sort of dwelling for example even if a flat or apartment is not on the ground floor the whole building can be severely damaged by flooding.

One in six properties at risk from flooding!

The Environment Agency estimates that one in six properties in England and Wales (approximately 5.2m properties) are at risk from flooding.

The problem for buyers is that it is not always be easy to determine if a particular property is at risk. A home does not need to be close to a river or the sea or on low lying ground to be exposed to flood risk. Surface water, groundwater and overflowing sewers are increasingly common causes of flooding.

While a quick online search can give some indication, a more detailed flood risk report can be obtained which will show if a property is an area which is at risk, and the likely cause of any flooding, such as a river, the sea or a reservoir.

Your property law expert will recommend an additional Flood Risk Search if the Environmental Search reveals that the property is situated on a flood plain, or if there is any other suggestion that the home is at risk.  The additional cost is nominal and, needless to say, well worth while.

You can speak to one of our Property Law Team to find out more.

How would you like to talk to us?

Sign in the middle of vase water

Property Team

Maria Coleman




Learn More
Rebecca Garrity




Learn More
Myron Handzij




Learn More
Saffron Wood




Learn More
Trudie Wright




Learn More

phone icon

Initial Enquiry

We would be delighted to explain how we can help you. To speak to one of our team:

Or call Keighley: 01535 662644 | Skipton: 01756 700110 now

Business Services

Services for You

keighley & airedale business awards Logo

Winner! Financial / Legal Services Business of the Year